{"id":386,"date":"2026-01-18T08:00:33","date_gmt":"2026-01-18T08:00:33","guid":{"rendered":"https:\/\/businessinvesting.biz\/?p=386"},"modified":"2026-01-18T08:00:33","modified_gmt":"2026-01-18T08:00:33","slug":"how-to-build-wealth-in-your-20s-realistically","status":"publish","type":"post","link":"https:\/\/businessinvesting.biz\/?p=386","title":{"rendered":"How To Build Wealth In Your 20s (Realistically)"},"content":{"rendered":"<p><iframe loading=\"lazy\" width=\"480\" height=\"270\" src=\"\/\/www.youtube.com\/embed\/F1cghFu9zBs\" frameborder=\"0\" allowfullscreen><\/iframe><\/p>\n<p>These are the 7 investing habits that have changed my life, how to best implement them, and what you can do to potentially come out ahead 10-30 years from now. Enjoy! Add me on Instagram: GPStephan | PROMOTIONAL OFFER: Get FREE Fractional Shares when you sign up and make a deposit using my paid affiliate link for WeBull: https:\/\/a.webull.com\/i\/GrahamStephan<\/p>\n<p>GET MY WEEKLY EMAIL MARKET RECAP NEWSLETTER: http:\/\/grahamstephan.com\/newsletter<\/p>\n<p>The YouTube Creator Academy:<br \/>\nLearn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https:\/\/the-real-estate-agent-academy.teachable.com\/p\/the-youtube-creator-academy\/?product_id=1010756&amp;coupon_code=100OFF &#8211; $100 OFF WITH CODE 100OFF <\/p>\n<p>NUMBER ONE: INVESTING ASAP<br \/>\nFollowing this is easily the most impactful in terms of how much wealth you can accumulate throughout your lifetime. When you\u2019re young, one of the biggest advantages you have when it comes to investing is really simple &#8211; it\u2019s TIME. Not only can you ride out any short-term fluctuations in the market, but you can take full advantage of what\u2019s called &#8220;Compound Interest.&#8221; Every year that goes by without investing is a year you won\u2019t be seeing insane growth 30 or 40 years from now. <\/p>\n<p>NUMBER TWO: DON\u2019T TIME THE MARKET<br \/>\nThis is the simplest, most factual piece of advice you\u2019ll ever hear when it comes to investing &#8211; but it also happens to be the most difficult for people to actually follow. On top that &#8211; studies show that the more trades you make, and the more you try to time the market, the lower your overall return becomes. Research has also shown that since 1926, a 20-year holding period of the stock market has never ONCE produced a negative result. <\/p>\n<p>So, without overloading you with facts and studies, all I\u2019m going to say is this: The buy-and-hold investment strategy tends to not only be the safest, but also the most profitable for the majority of people. In fact, just buying in the market immediately &#8211; regardless of where it&#8217;s priced &#8211; has out performed trying to time the market 71% of the time. <\/p>\n<p>NUMBER THREE: DON\u2019T INVEST IN THINGS YOU DON\u2019T UNDERSTAND<br \/>\nI\u2019d much rather just not invest at all, than put your money into something you don\u2019t fully understand. Especially in this market, where literally everything is going up, it\u2019s so simple to get disillusioned that investing is really easy, and get yourself accustomed to always making money. But that doesn\u2019t always happen. You need to understand that investing is going to be cyclical, investments will lose for years in a row, and you need to understand and know that going in. <\/p>\n<p>FOURTH: DON\u2019T INVEST MONEY YOU NEED IN THE SHORT TERM<br \/>\nWhen you invest money, there\u2019s always a chance that the value of that investment will go down in the near future. Investing should always be seen as a long-term strategy. You generally can\u2019t predict where the markets will be a few months or a few years from now &#8211; but you CAN look back historically &#8211; and see that over a period of 10 or 20 years, your chances of coming out ahead profitable are pretty good. So, for that reason\u2026investing any money that you\u2019ll need within the short term is not a good idea, and could cost you a LOT if things end up getting bad. <\/p>\n<p>FIFTH: INVEST CONSISTENTLY<br \/>\nInvesting is just a way of life. All you need to do this, is to automate your investing as much as you can. Just set up automatic withdrawals into a broad index fund without even thinking about it &#8211; out of sight, out of mind. You don\u2019t need to be actively involved with it all the time, but just consciously remember it\u2019s there &#8211; and that\u2019s it. <\/p>\n<p>SIXTH: THINK INDEPENDENTLY<br \/>\nThis is the hardest thing to do from everything I\u2019ve mentioned, but it\u2019s also the one that will make you the most money if you get good at it. And what I mean by this is that you must trust your own thoughts and research, and not be swayed by someone else who says otherwise, or disagrees with you. <\/p>\n<p>My ENTIRE Camera and Recording Equipment:<br \/>\nhttps:\/\/www.amazon.com\/shop\/grahamstephan?listId=2TNWZ7RP1P1EB<\/p>\n<p>For business inquiries, you can reach me at grahamstephanbusiness@gmail.com<\/p>\n<p>*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>These are the 7 investing habits that have changed my life, how to best implement them, and what you can [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":387,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-386","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessinvesting.biz\/?p=386\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How To Build Wealth In Your 20s (Realistically) - Investing\" \/>\n<meta property=\"og:description\" content=\"These are the 7 investing habits that have changed my life, how to best implement them, and what you can [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessinvesting.biz\/?p=386\" \/>\n<meta property=\"og:site_name\" content=\"Investing\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-18T08:00:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessinvesting.biz\/wp-content\/uploads\/2026\/01\/ytb_thumb-2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"480\" \/>\n\t<meta property=\"og:image:height\" content=\"360\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessinvesting.biz\/#website\",\"url\":\"https:\/\/businessinvesting.biz\/\",\"name\":\"Investing\",\"description\":\"Discover How To Invest Smart!\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessinvesting.biz\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/businessinvesting.biz\/?p=386#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/businessinvesting.biz\/wp-content\/uploads\/2026\/01\/ytb_thumb-2.jpg\",\"contentUrl\":\"https:\/\/businessinvesting.biz\/wp-content\/uploads\/2026\/01\/ytb_thumb-2.jpg\",\"width\":480,\"height\":360},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessinvesting.biz\/?p=386#webpage\",\"url\":\"https:\/\/businessinvesting.biz\/?p=386\",\"name\":\"How To Build Wealth In Your 20s (Realistically) - Investing\",\"isPartOf\":{\"@id\":\"https:\/\/businessinvesting.biz\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/businessinvesting.biz\/?p=386#primaryimage\"},\"datePublished\":\"2026-01-18T08:00:33+00:00\",\"dateModified\":\"2026-01-18T08:00:33+00:00\",\"author\":{\"@id\":\"\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessinvesting.biz\/?p=386#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessinvesting.biz\/?p=386\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessinvesting.biz\/?p=386#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessinvesting.biz\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How To Build Wealth In Your 20s (Realistically)\"}]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessinvesting.biz\/?p=386","og_locale":"en_US","og_type":"article","og_title":"How To Build Wealth In Your 20s (Realistically) - Investing","og_description":"These are the 7 investing habits that have changed my life, how to best implement them, and what you can [&hellip;]","og_url":"https:\/\/businessinvesting.biz\/?p=386","og_site_name":"Investing","article_published_time":"2026-01-18T08:00:33+00:00","og_image":[{"width":480,"height":360,"url":"https:\/\/businessinvesting.biz\/wp-content\/uploads\/2026\/01\/ytb_thumb-2.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"https:\/\/businessinvesting.biz\/#website","url":"https:\/\/businessinvesting.biz\/","name":"Investing","description":"Discover How To Invest Smart!","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessinvesting.biz\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","@id":"https:\/\/businessinvesting.biz\/?p=386#primaryimage","inLanguage":"en-US","url":"https:\/\/businessinvesting.biz\/wp-content\/uploads\/2026\/01\/ytb_thumb-2.jpg","contentUrl":"https:\/\/businessinvesting.biz\/wp-content\/uploads\/2026\/01\/ytb_thumb-2.jpg","width":480,"height":360},{"@type":"WebPage","@id":"https:\/\/businessinvesting.biz\/?p=386#webpage","url":"https:\/\/businessinvesting.biz\/?p=386","name":"How To Build Wealth In Your 20s (Realistically) - Investing","isPartOf":{"@id":"https:\/\/businessinvesting.biz\/#website"},"primaryImageOfPage":{"@id":"https:\/\/businessinvesting.biz\/?p=386#primaryimage"},"datePublished":"2026-01-18T08:00:33+00:00","dateModified":"2026-01-18T08:00:33+00:00","author":{"@id":""},"breadcrumb":{"@id":"https:\/\/businessinvesting.biz\/?p=386#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/businessinvesting.biz\/?p=386"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/businessinvesting.biz\/?p=386#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/businessinvesting.biz\/"},{"@type":"ListItem","position":2,"name":"How To Build Wealth In Your 20s (Realistically)"}]}]}},"_links":{"self":[{"href":"https:\/\/businessinvesting.biz\/index.php?rest_route=\/wp\/v2\/posts\/386","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessinvesting.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessinvesting.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/businessinvesting.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=386"}],"version-history":[{"count":0,"href":"https:\/\/businessinvesting.biz\/index.php?rest_route=\/wp\/v2\/posts\/386\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessinvesting.biz\/index.php?rest_route=\/wp\/v2\/media\/387"}],"wp:attachment":[{"href":"https:\/\/businessinvesting.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=386"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessinvesting.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=386"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessinvesting.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=386"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}